Medical Travel Insurance And Enjoying Your Vacation

If you're new here, you may want to subscribe to my RSS feed. Thanks for visiting!

medical travel Insurance And Enjoying Your Vacation

Tourists always forget something at home, in this case it may be medical travel insurance. Usually it is something minor that they can quickly replace while abroad, such as a toothbrush or soap. However, one of the bigger items that rarely seems to get covered is health insurance. If something bad happens to a person while they are in a foreign land, they are limited to cash on hand as well as the care available to anyone in that country, keeping in mind that some countries do have some basic medical options available for anyone that cares to use them. This means that the person is responsible for their own medical care, and that can be a bad thing for bigger operations. For those wishing a little better care, medical travel insurance is indispensable.

medical travel insurance is handled like any other travel expense. A person signs up for it, is hopefully accepted, and if so pays a certain premium. When they require medical aid of some sort, they use their card in a local hospital to deal with the cost,much as they would in a hospital from the United States. This enables them to quickly obtain the help that they need at a reasonable cost. Even if the insurance is not used there is the comfort factor of knowing that the person was able to prepare for every contingency when preparing for the trip abroad.


That alone can be worth the expense.
The obvious problem with medical travel insurance is that it is not in every country, or even in every hospital in a particular country. Admittedly in some cases this is not the issue that it may seem at first blush, as a number of countries provide free health care even for foreigners, but medical travel insurance is something that needs to be considered. It is important to make sure that you are covered in the country or countries that you will be going to, and not have to worry about a number of problems that would take you out of the vacationing mood. medical travel insurance can help you deal with a number of issues even before you get into the country, allowing you to worry about the travel and not what happens if you get hurt or sick.

One of those few things that are guaranteed to not be covered by medical travel insurance is medical tourism, but this is not necessarily a bad thing. Some would-be tourists visit other countries specifically so that they can have particular surgeries, most often orthopedic surgeries. This is simply because the surgery may be cheaper in other countries, or not available in the country of origin. Although it is difficult to get medical travel insurance to cover these surgeries, some insurers are willing to work with the covered to make surgery in other countries, and some actually cover it by default. Even if it isn’t covered, it is usually cheap enough that you can cover it yourself.

There are obviously a number of advantages to obtaining medical travel insurance. Although it may seem like an additional expense at first, there are some solid advantages to it once you have reached your destination. It means a certain level of comfort when you realize that you can easily obtain treatment from medicine for intestinal distress caused by the local bacteria to surgery for accidents that happen while abroad. It may sound a little pessimistic to consider the possibility of something bad happening, but it is unfortunately realistic; being prepared is always better than not. medical travel insurance can be something that is nice to have while visiting a strange place; you know that you will be taken care of ahead of time should something happen.

medical travel Insurance series

More soon to come in the medical travel Insurance article series.


Understanding Medical Travel And Medical Tourism Cost

Understanding medical travel And medical tourism Cost

<a onclick= medical travel and medical tourism" width="150" height="150" />Before you jump right in to the different types and levels of medical travel insurance it is important to first understand what medical travel truly is. It is not all that difficult as the name describes basically what it is. medical travel is the travel of one or more individuals for medical purposes such as an operation, immediate care, or other medical need. This is not limited to patients that are in need of emergency care or that cannot travel on their own. Any form of travel be it emergency or simply transfer from one place to another that has to do with some medical reason is considered medical travel .

When it becomes necessary for someone to travel outside the confines of their own home, state, or country, there are some things that need to be considered. First off if the travel is medical related there are special requirements that the transportation must meet, special allowances for spending through insurance companies, and other stipulations. If you feel as though you need medical travel or you have been told by your doctor that you must there are several things that can affect the cost of your trip.

medical travel and medical tourism quotes are an important tool that you have before you begin travel that allow you to find the most inexpensive method of transportation so that you can minimize your out of pocket expenses. When finding good medical travel quotes you can generally find websites that allow you to enter your circumstances to find out what your costs will likely be. Having a good list of medical travel quotes can be the difference between thousands of dollars that you have to pay on top of your medical bills. Another aspect of medical travel is something called medical tourism. medical tourism cost is generally something that you must pay for on your own as some insurance companies will not pay for this type of treatment. When it comes to medical tourism cost there are many things that can either raise the amount of money you owe or lower it.

One thing in particular that affects cost is where you are traveling to. The price of flights and other amenities differ from place to place and will be unique to the country that you are visiting. Another thing that figures in to cost is the treatment that you are receiving. Depending on what type of treatment you need you can either raise or lower your costs. medical travel and tourism is not limited to patients. Doctors can also be considered to be using medical travel when they go to another country to administer treatment. If for instance a doctor goes to a third world country to help administer treatment to impoverished peoples that would be considered medical travel as much as someone traveling to Cuba to get medication cheaper.

When it comes to medical travel it depends almost completely on the individual circumstances. While medical travel quotes are helpful they are not set in stone and you should still talk to your doctor or health care provider to make sure that you are getting the best treatment possible. Though medical travel quotes help you to determine a base for the amount of money you will spend there are varied circumstances that may result in other charges. When it comes to medical tourism cost there is really nothing but your individual circumstances that determine how much you pay. In order to make sure that you have covered all your bases and that you know what you will be paying and getting you should talk to a professional.

medical travel and medical tourism Series

more soon to come on medical travel and medical tourism word wide

Medical Travel And Medical Tourism

medical travel And medical tourism



< href="http://medicaltravelandtourismguide.com/wp-content/uploads/2010/08/MT-doctors_main.jpg"><a href= medical travel and medical tourism" width="150" height="150" /> medical travel or medical tourism is traveling to another country to have a medical procedure performed at a lower cost. Even if you figure in the travel costs, you would still be saving a considerable amount of money. medical travel or medical tourism has become a humongous industry and it is expected to grow significantly, more due to rising health care costs primarily in the United States.

medical tourism is one of the quickest growing industries in the world. It has been rapidly increasing because international patients are finding out that there is quality and affordable health care from hospitals abroad. The medical tourists come from many different countries. The hospitals abroad have responded to this demand by building first-class hospitals with highly qualified doctors and staff, new up to date medical equipment and affordable health care.

There are several different reasons that people choose medical travel and/or medical tourism as opposed to the hospitals in their country. One of the biggest motivations that cause people choose this option is because of insurance purposes, but the primary issue that forces some people to resort to medical travel ing, is the extremely low cost. All of the medical procedures are affordable and cost a fraction of the price that they would in the United States. The costs of the medical procedures are low because the cost of electricity, salaries for the employees and basically everything is much lower abroad.

Some people still believe that the cost is so low because it is not quality health care and that is not true. Just the same as many doctors in the United States have undergone training, foreign doctors have been board certified in the United States. Several hospitals are on the 9001:2000 ISO or J.C.I. lists which means, that they were inspected and certified for quality and have been able to provide an excellent record for the list of surgeries that they have done. Not all hospitals and clinics are good and trustworthy; so it is a good idea to do a thorough check of them before making a final decision.

When you are deciding the location that you should choose for your surgery remember that there are certain places that are better suited then others depending upon what type of procedure are looking for. Some of the better and more popular foreign countries that provide surgical services are listed below in no particular order. Brazil has several J.C.I. accredited hospitals and clinics. Their specialty is cosmetic surgery. Costa Rica is known to have a few very good clinics. The United Arab Emirates and Dubai have been working alongside Harvard’s medical school, and surgical prices are much less than typical United States hospitals even though they are still higher-priced than Thailand and India. Turkey offers very affordable services and specializes mainly in fertility, cosmetic and dental care and they also boast several J.C.I. hospitals. Thailand can offer you a very large amount of medical specialties and although are one of the cheapest places that provide medical travel they have extremely low cost medical care that is some of the highest quality. South Africa is one of the more popular destinations for cosmetic surgery although the prices can be a little higher they offer a very large amount of specialties. Singapore is very well known for treating very rare diseases they are affiliated with the Mayo Clinic and Johns Hopkins even though they are a little bit more expensive they are still cheaper than mainline clinics and hospitals. The Philippines will offer you two J.C.I. accredited hospitals. Mexico is has only been performing basic health checks, cosmetic surgery and dental, but in the future they are expected to expand. Hungary is well liked because of its very low costs and the specialization of general medical practices and dental. India is almost the number one foreign surgical hospital. It is a hospital of first-class and many organizations cannot stand up to its experience, low-cost and huge amount of procedures that can be performed. Most hospitals in Malaysia are of top quality and offer first-rate care. This is just a guide, not all hospitals in these countries will offer same care and the same costs, research each country and doctor before making a choice that could possibly affect your life.

It is necessary for you to find out which hospital is best for which ailment that you have; some hospitals have medical specialties such as orthopedics, neurology or cardiology etc. medical tourism is quite popular because the numbers of surgeries performed are innumerable. Hip and knee replacements are almost the number one surgical procedure that is being done abroad. medical tourism in Thailand, India and Singapore are developing and using highly sophisticated surgical techniques. Even though stem cell research was restricted to the United States, other foreign countries have developed the research even further. There are also many alternative medical procedures that can be done abroad that are probably not available in your local hospital such as, osteopathy and acupuncture.

It is important for medical travel ers to decide if they would like to plan their own trip or hire a medical travel agent. The medical travel agents or medical tourism agents can be helpful because they most likely have been in collaboration with clinics and hospitals for many years, and have probably have built a good reputation with doctors. The advantage to hiring a medical travel agent is, the agent can be a good connection for getting you the best medical care available for the money that you are going to spend. If your decision is to hire an agency ask to see other customer references and have them show you proof of how much experience the company has as medical travel agents. Since the agent will be planning your entire package it is necessary for you to research the doctor that they have set up for you. Most importantly before you sign anything read your contractual agreement and check the fee structure. In your research you can see if it is possible for you to plan the trip on your own and this way you will save a few more dollars. The most significant piece of information is to do a lot of research before making any kind of decision about medical tourism.

medical travel and medical tourism Series

more soon to come from the medical travel and medical tourism series….

Five Things To Consider Before Planning Medical Travel And Tourism




5 Things To Consider Before Planning medical travel And Tourism

<a onclick= medical travel and tourism" />

In recent years, some people have taken rather drastic steps to deal with the high cost of health care in some countries such as the United States by considering medical travel and tourism. Some have traveled to other countries to obtain medical treatment at a lower cost. This practice is referred to as medical travel or medical tourism. In other cases people in poorer countries will practice medical tourism to a richer country to get treatment that is not available in their home country. A third reason for medical tourism is to go from a country with long waits for some treatments as happens sometimes with national health care to one with less waiting. Following are five things you you should consider before planning medical travel and tourism.

First of all, residents of high medical cost countries, the United States in particular, really can save a lot of money with medical travel and tourism. Surgery in India or Thailand is much cheaper than in the United States, and the same is true of many other countries. The savings can be quite significant, especially for procedures that aren’t covered by insurance, or for people who are not insured.

Number 2, it is becoming common for insurance companies or employers who are trying to cut health care costs to motivate their customers or employees to practice medical tourism. They can save a lot of money this way. They may pay partial refunds, or at least cover transportation and housing.

Third, if you are concerned about the quality of care in a foreign country, there is some help available. Several agencies, including the Joint Commission International, study health care facilities and hospitals around the world. They will grant accreditation when it is deserved. Quality of care is a very complicated issue and may vary a lot within a country or between countries. Accreditation provides at least some comfort in knowing there is a lower bound on the quality of an accredited facility.

Fourth, be aware that it may be difficult or impossible to get compensation for malpractice in some countries. Sometimes malpractice claims are not allowed or very limited. In other cases, a malpractice suit may be possible, but it may be very difficult to collect if you win. Malpractice should be pretty rare, but it is good to realize that the protections one has at home may not exist abroad.

And finally, fifth, medical tourism introduces some risks of its own. You may encounter diseases that are rarely if ever present at home. Contagious disease during recuperation from surgery or other treatments is a dangerous thing. The good news is that health care workers in the area you are visiting are probably familiar with the diseases you could catch while there.

There are even risks from the travel. The term economy class syndrome refers to the risk of developing blood clots in the legs due to being seated and inactive during a long plane flight. traveling while recuperating from surgery raises the risk of this. This is yet another factor to consider when thinking about medical tourism.

medical travel and tourism may be a good choice for many people, for non-emergency treatments of course. It is frequently used for joint replacement or cosmetic surgery. Dental treatment is another possibility. There are medical tourism providers who could help you sort things out. They can inform you about the options available in many countries. These medical travel and tourism providers can even function much like a travel agency and set everything up for you, almost like a guided tour.

5 Things To Know Before Planning medical travel And Tourism

Compare medical travel and Tourism Companies

A Look At Finding The Right Medical Travel Insurance


Finding The Right medical travel Insurance

<a onclick= medical travel insurance"/>

There are many things to consider when planning to travel and one of the most important is finding the right medical travel insurance. Many people never actually think about such things because traveling is usually something for fun and relaxation. Even though business people may have to travel frequently with their jobs, there is still that feeling that there is plenty of time to worry about such things. But, you might not realize that your current medical insurance might not cover you if you are not within a certain distance of your home.



There are such things as trip cancellation, and interruptions, even delays that can be a reason for getting some type of insurance, and too often people think these are more important than coverage for something we are sure we already have. If only it were that easy to forget about.

When we think about travel insurance we tend to think about such things as insurance on our baggage and personal effects, or delays. Everyone has a story about their luggage getting lost, and we would probably be more likely to spend money on baggage insurance. After all, we are in good shape and already have health insurance.

However, have you ever considered what is involved if there is an emergency evacuation of the facility where you are supposed to spend the next so many days or weeks? There are a lot of consequences that could arise from such a situation as this. Do you currently have any kind of insurance coverage that will deal with any expenses you might incur, should you be involved in needing an emergency evacuation team?

Then what about needing travelers assistance, is there a good reason for needing this type of coverage? After all you are only going to be gone for a couple of days. Surely there is not anything that can happen in that short amount of time that would need an insurance policy to cover it. But, what if you happen to get lost from the group you are with, and left your credit cards and cash in the safe at the hotel.

All of those can be covered in package plans for insurance, but you might not need all of those things. There are a lot of people who travel very light and only have a single carry on bag to take with them, and the chances of the other possibilities are so small that it would be unnecessary to consider.

But, what about those times when you have no idea where you are going to be eating a meal. There is always the concern of dietary differences when traveling anywhere in the world, these days, and if you were to get food poisoning would your current health care insurance pay for your medical expenses?

Finding the right medical travel insurance is something you should give serious consideration, regardless of any known health issues may have. There are possible charges and expenses outside of your own country that you might not be aware of, and if you are not fully protected under your medical travel insurance plan you could wish you had taken the time to properly insure yourself against any unforeseen circumstances. Not to mention that your policy will probably include all of the above extra types of coverage for those things you did not think were important enough to bother with, just now.

medical travel Insurance

Compare medical travel Insurance Companies



Medical Travel And Plastic Surgery Before After What To Expect Before A Visit


medical travel And Plastic Surgery Before After What To Expect Before A Visit

<a onclick= medical travel and Plastic Surgery" />

medical travel and plastic surgery are a common practice that is growing in numbers every year. There are two types of surgery that people can undergo; cosmetic and reconstructive. The plastic surgery before after effects and treatment depends on the type of surgery elected.

The first thing a patient will want to do, it speak directly with the doctor and staff at the clinic. They should head into the office with a note of well thought out questions. When a list is prepared, it can assist the patient with all of the info that they want to know.

Not only will the medical staff at the clinic give their patients a verbal instruction about their surgery, but will most likely send home a package. These packages will discuss what someone can expect before their surgery and after. It is important to know exactly what is involved when having plastic surgery to help the healing process.

There are specific instructions associated with each kind of plastic surgery. There may be things that need to be done the day of the procedure to help with the medicine given during surgery. Some people are told not to drink or eat after a certain time. Often they are advised of what activities they should avoid or take part in.

Learning about what is expected after the surgery, can help to speed the recovery time. Most patients right after surgery are in no state to really understand any instructions for heading home. That is why it is crucial to understand the details of recovery before the date of surgery.

A patient who is better prepared can help to have a smoother post surgery experience. If they are told what medicines to purchase or what they can take for pain, then those products can be purchased ahead of time to have ready at home. Sometimes there are other tools and devices that can be borrowed or purchased to aid with any pain that may occur.

When people know what is expected after a minor or major surgery, it can help them feel more confidant about any symptoms that may come up. For example; with cosmetic surgery on the nose, there can be bruising that results. When people know what a surgery site may look like after surgery and a few days later, they will not be concerned with the look or feel of the area.

Most people want to know more about peoples experience with medical travel and plastic surgery before and after. The more that they know, the better informed they will feel and prepared they will be. The right plastic surgery can help to make a person feel better. Recovery time will vary depending on the type of surgery and the person. When advice and tips can change depending on the location and type of surgery scheduled, it is always a good idea to speak with a health care professional. They can hand out information that patients can take home and read over a few times. Sometimes having another person read it over as well, helps everyone feel comfortable with the procedure to be done. When family and friends also know what to expect with medical travel and plastic surgery, they can be more understanding with any symptoms whether emotional or physical.

The medical travel and plastic surgery network


Compare medical travel and plastic surgery providers

What To Look For In Medical Tourism And Travel Companies


<a onclick=medical tourism" />

medical tourism

When considering reducing medical costs or wait times for procedures the average person may not know what to look for in medical tourism and travel companies. These companies arrange travel they also help arrange meetings with suitable doctors they must know which doctors and hospitals are suitable for the traveler seeking a particular procedure. Matching the needs of the traveler and the procedures they want performed is a task, which requires skill.

medical tourism has become popular throughout the developed world for a number of reasons. Two of the most frequently cited reasons for this type of travel are the shorter wait times and reduced costs for medical procedures. This is particularly true when national or private insurance will not cover the procedures as in the case of elective or cosmetic surgeries.

Historically people have always traveled in order to improve their health. The long trips to a different country for the air or the salts, the mud, or the baths is commonly noted in literature. medical travel is similar it is just that the trips are usually longer distances and the travel time much shorter. While the historical travelers relied on word of mouth, in the world today those seeking medical care rely on companies, which routinely arrange such trips.

While the local doctor may be a few miles down the road, if the waiting list is too long for the surgery or it is not covered under their insurance individuals have begun to look abroad for health care answers. It has become easier to arrange medical tourism because international travel is much less expensive and much quicker than it was in the past. In addition, there are nations where the income level of trained professionals is much lower than it might be at home which results in a reduced cost for the traveler.

One of the hallmarks of the good company for medical tourism is that they ask questions concerning the individual and their health issues. Such professionals should know the person traveling and their reasons in order to find the best spot for them. A good company also understands the needs of mobility impaired traveler and can help arrange for suitable assistance and accommodation upon arrival.

Elective or cosmetic procedures can be as little as one tenth the cost when obtained overseas compared to at home. It depends upon the country the person is traveling from, but cost is often a large factor in choosing to go abroad for medical care. In a few cases, it is to protect privacy or to avoid the month’s long wait for a procedure. A good company will keep all records of travel confidential.

However, the average person might have no idea how to consult with a hospital in another country. They would have no idea which surgeon or specialist might be considered the best, there are companies, which specialize in knowing just that. Knowing which hospitals and doctors are rated as experts in a particular area is part of their job. Some travelers may even schedule a miniature holiday along with the trip. Many companies may offer such vacations in a package.

Very few insurers or national health care plans will cover cosmetic surgeries, which are intended solely for the reason of improving appearance. It does not matter how much the surgeries might improve that the life of the person, the insurers usually turn it down. If they do allow for such procedures, the waiting lists can be months long.

While traveling is usually an adventure, it should not be guesswork when choosing a medical provider overseas. That is the reason companies specializing in medical travel have become so popular, to take the guesswork out of what is becoming a very frequent health care choice. A person traveling for medical tourism should select a company that offers the types of procedures and travel packages they want and in a country in which they feel comfortable.



medical tourism And Travel


soon to come: The Future of medical tourism